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Using Australian Dollars Abroad
The Fijian Dollar is the local currency of Fiji. You can use Australian Dollars in Fiji, but converting them as a traveller from Australia will be more convenient. The official exchange rate between the two countries is 1FJD = AUD 0.66 as of June 2022. Fiji is a part of the Commonwealth of Nations, also known as the Commonwealth, and uses the Australian Dollar as its currency.
The Fijian Dollar is pegged at par with the Australian Dollar. This has been true since 2001, when Fiji adopted a board system that tied its currency to Australia's. You must go through a bank or exchange bureau to convert money. You can also convert money at numerous small businesses and shops around the island.
You need a local currency if you are travelling in Fiji and plan to spend most of your time here. The Australian Dollar is widely accepted in Fiji and is both a legal tender and an international payment token. Every business accepts it as a form of payment.
You can also use your credit cards to make purchases in Australian dollars. However, there is a fee of between 1 per cent to 5 per cent of the purchase price (AUD). Explicitly speaking, 3 per cent of the daily balance (AUD).
Travellers Money Guide
Currency exchange vendors in Fiji are not licensed to convert foreign currency. A travellers money can be accessed through their credit cards or via ATMs to withdraw Fijian dollars. They can also make use of a debit card to withdraw Fijian dollars from ATMs and other financial institutions.
Travelers can buy Australian dollars at foreign exchange counters of banks or service providers that offer various services, including buying, selling and exchanging currencies. The rates vary depending on the provider, so it's essential to check before buying. Most banks offer better rates than travel agents or money changers.
You could also use the following travel cards while touring Fiji as they offer competitive rates.
- Revolut travel card
- Bankwest breeze platinum credit card
- ING one
- Macquarie transaction debit card
What To Know When Travelling From AUS To FIJ
Here's what travellers should know if they are converting from AUD to FJD.
Fiji has its currency, the Fiji dollar
Fiji has its own currency, the Fiji dollar (FJD). You can use Australian dollars (AUD) in Fiji, but you must first convert them to Fijian dollars. You will find many facilities for exchanging money in Suva and Nadi, including banks, post offices, and money changers.
The exchange rate is generally good and is recommended by everyone who visits Fiji. The most popular payment method is by credit card. You can use your Visa or MasterCard wherever there is a debit or credit card terminal.
The problem with this payment method is that some shops don't accept cards because they don't have a terminal installed. Australian dollars are accepted at a few hotels and resorts in the country.
Always have the local currency
It's best to carry some local currency if you plan to travel to Fiji. The main reason for this is that there are several places where you can use Australian dollars but not the Fijian Dollar and vice versa. Even though you may find some sellers who accept Australian currency, it's always better to carry the Fijian Dollar when travelling there.
You should be aware that the exchange rate between the two currencies is high compared to other countries. If you carry Australian dollars instead of Fijian dollars, you will pay more than necessary for your purchases. People typically exchange their money at an ATM located in the airport or at a bank branch near the airport terminal.
You can also exchange your money at a hotel front desk or ask someone else who has visited Fiji recently if they could recommend an ATM where they have exchanged their money before leaving their country of origin.
The Australian Dollar is regarded as a safe currency
The Australian Dollar is a safe currency and works well when travelling around the world. The Australian Dollar is also accepted in varying countries. You can use it to pay for your accommodation, meals and other expenses while on holiday.
You can use the AUD to pay for your accommodation in Fiji, but there are some things to consider first before making any payments using this currency.
Can you use AUD in Fiji?
The main question that comes up when you want to travel overseas with Australian dollars is whether the destination country will accept them. In most cases, it's best to check ahead of time to know your options when it comes time to exchange your money into local currency.
No official institutions deal with foreign currencies in Fiji. So, there aren't many options when you need to exchange them. You'll have to go through a bank or an ATM. This is to get rid of the funds at an exchange rate that works for everyone.
Exchange your AUD to FJD at these places
You can exchange the Australian Dollar at any of the following places:
- CBA (Commonwealth Bank) - Pago Pago
- ANZ - Suva, Labasa, Nadi, Lautoka, and other locations across Fiji
- Westpac - Suva, Nadi, Lautoka, and other locations across Fiji
- NAB - Suva, Nadi, Lautoka, and other locations across Fiji
- BNZ – Suva
The Fijian Dollar is worth half the US Dollar
The Fijian Dollar is presently less than half the US dollar, which is one of the main reasons why people prefer to use the Australian currency instead of the Fijian currency. Another reason people prefer to use the Australian currency in Fiji is that it is easier for them to convert their Australian dollars into Fijian dollars.
This can be done either online or offline. The online process is relatively easy and requires just an internet connection and a credit or debit card. The offline process has a few more steps but allows you to convert your Australian dollars into Fijian dollars without using an internet connection or a credit or debit card.
The offline process involves going to a bank or any other financial institution where you can get cash against your Australian dollars. You can do this anytime without any paperwork required by banks and financial institutions.
Go to a service provider that offers multiple exchange options
If you are looking for a way to save on your expenses when you travel to Fiji from Australia, then you should look for an exchange service with several options for exchanging your money.
The best way to conserve money is to use a currency exchange service with many options. You can use this service before you leave and then again when you arrive in Fiji. In doing so, you make it easier for you to get the best exchange rate possible.
When using an Australian dollar exchange service, there are two main options:
- You can buy online in Australia with your credit card or bank account and then send your money electronically to the exchange provider. They will then convert your Australian dollars into Fijian dollars and send them to your selected bank account or mobile wallet.
- Use an ATM and withdraw cash from your account into an Australian dollar account with a different provider (such as Travelex). You can do a money transfer into your Australian dollar account or use it as payment for goods or services.
Use The Local Currencies To Save Money
The best way to save money in Fiji is by using the local currency instead of exchanging it in your home country if you are going to stay for more than six months and decide to open a bank account there. You can also exchange your Australian dollars into Fijian dollars at the airport upon arrival or while making purchases around the island.
Most towns have at least one bank branch where you can withdraw money using a debit card or credit card. Some also have branches that only deal with travellers' cheques (which most banks accept). Most banks will give out small amounts of the foreign currency if they don't have enough local currency on hand – just ask!
If you are planning to visit Fiji but have no clue what to do with your Aussie dollars, talk to a travel expert or contact local authorities in Fiji. It is best to know what to expect ahead of time, so you prepare adequately.